Kansas City, Mo, is an underrated retirement destination. You get to experience all the friendliness that comes with living in a Midwestern state while enjoying the amenities that come with living in a city. You also have all four seasons in Kansas City, which is definitely a plus and not something you’ll find in more traditional retirement destinations like Florida or Arizona.  

Cost of Living Considerations for Kansas City

The cost of living in your chosen city is an extremely important consideration. Luckily, Kansas City has a lower cost of living when compared to the US overall and is much more cost effective when compared to other major metropolitan areas. Housing an especially inexpensive in Kansas City, which is great news for retirees hoping to stretch their retirement dollars as far as possible when purchasing a new home.

Missouri is considered to be tax-friendly toward retirees. Retirement income from Social Security is fully exempt for seniors making less than $85,000 per year if filing alone or $100,000 if filing jointly as a couple.

Retiree-Friendly Entertainment Options in Kansas City

One of the best things about retiring in Kansas City is that, as a resident, you are never very far from something fun to do. During the spring and summer months, retirees can enjoy one of the many outdoor concerts and movies, 5K races, farmer’s markets in the Rivermarket area, and plenty of interesting museums. Winter months can be spent in one of the many cozy cafes and restaurants tucked away in the city. Of course, there’s also Kansas City-style BBQ, which is not-to-be-missed.

Housing Design Elements You’ll Need As You Age

When buying a home to retire in, it’s important to remember that your mobility limitations and healthcare needs will likely increase as you grow older. The best way to make sure your new house will be appropriate for you in the future to come is to work with a real estate agent to target “Universal Design” principles when searching through different home listings.

Appropriate homes for you in retirement will ideally have any combination of the following senior-friendly amenities:

  • Single-story floor plans, as stairs can become unmanageable or dangerous over time

  • Bars in the shower to help with balance issues and avoid falls

  • Wide doorways in case you require the use of a wheelchair at some point

  • No-step entryways to help lower the risk for tripping

Senior Living Options in Kansas City

It is perfectly feasible that, during your house hunting journey, you decide that owning a home outright isn’t the best choice for you.

One option for you to consider is a senior living community. A senior living community is an ideal living situation for retirees who want to stay as independent as possible but don’t want to deal with home maintenance headaches. These communities are constructed for people ages 55 years and older, and they tend to offer many luxury amenities including pools, fitness centers, and transportation. The only thing to bear in mind is that living in a retirement community often involves paying extra fees, such as a homeowners association fee. Your real estate agent can help you navigate through the different associated costs.

There are a number of senior living communities throughout the Kansas City metropolitan area. Assisted living facilities are the perfect option for retirees who now need or expect to need help with activities of daily living, including bathing, dressing, managing medications or keeping up with general housework.

If you decide that you would like to own a home for retirement and are ready to get started with your experience, contact Ron Henderson & Associates today! We are fully dedicated to helping our clients find their dream home in the smoothest way possible, and we are so looking to working with you!